Your offer is taken more seriously
A seller comparing two similar offers will usually take the one from the buyer who has an agreement in principle. It costs nothing to have one.
Mortgages
Mortgage advice for Doncaster buyers and landlords
We are not mortgage advisers — so we introduce you to one who is. Independent advice on residential and buy-to-let lending, with no obligation.
Why it matters
Talk to an adviser before you offer
You find out your real budget
Online calculators are a guess. An adviser looks at your actual income, commitments and credit profile and tells you what a lender will do.
Rate is not the only thing that matters
Fees, term, early repayment charges and how a lender treats your income can matter more than a headline rate, particularly if you are self-employed.
Landlord lending works differently
Buy-to-let is usually assessed on rental cover, and personal versus company ownership changes both the product and the tax position.
No obligation
Request a mortgage call back
Leave your details and our partner adviser will call you at a time that suits. There is no pressure to use them.
- Independent, whole-of-market advice
- No obligation to use our partner
- Referral fees disclosed in writing
Prefer to talk? 01302 769276
Request a call back
We will pass your details to our partner adviser.
Referral fee disclosure
We are estate and letting agents, not financial advisers, and we are not authorised to give mortgage advice. Where we introduce you to an adviser, they are responsible for the advice they give and are separately regulated.
We may receive a fee for introducing you. The amount will be confirmed to you in writing before you proceed. You are under no obligation to use our partner, and using them will not affect how we deal with your offer or your tenancy — tying an offer to an in-house service would breach the estate agency rules.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage questions
Does Kerrigans give mortgage advice?
No. We are estate and letting agents and are not authorised to give mortgage advice. We refer clients to an independent adviser who is regulated for that work.
Do I have to use your recommended adviser to buy through you?
No. You are free to use any adviser or lender you like, and it makes no difference to how we handle your offer.
Do you get paid for the referral?
We may receive a referral fee when a client we introduce completes on a mortgage. Where that applies we tell you the amount in writing at the point of referral, as the Estate Agents Act and Propertymark rules require.
Can a mortgage adviser help a landlord?
Yes. Buy-to-let lending is assessed differently from residential lending, usually on rental cover rather than income alone, and products differ for personal and company ownership.
Thinking of selling or letting in Doncaster?
Book a free, no-obligation valuation with our local team — honest figures and clear next steps, whether you list with us or not.